Ramsgate Insurance, Inc.

Commercial Umbrella

Commercial Umbrella liability insurance is an important source of protection that supplements the limits of an insured's underlying policies such as general liability, automobile liability, and employer’s liability. An umbrella policy's coverage is triggered when the limits of the underlying insurance have been exhausted. Less commonly, an umbrella may also respond to a claim that is not covered by an underlying policy, but only when the loss amount exceeds the self-insured retention. We consider almost any class and any size premium!
TYPES OF ACCOUNTS UNDERWRITTEN: (But not limited to only these types) Joint Power Authorities Commercial Contractors and Sub-Contractors Residential Contractors and Sub-Contractors Heavy and Light Manufacturing, including Product Liability Public Transportation, including Bus and Rail Private Transportation, including Tour Buses Municipalities Schools, Public and Private Water Utilities Logging and Sawmill Operations Oil, Gas and Mining Operations Professional Liability – including Errors and Omissions Excess Products Liability	We also have access to various companies on-line quoting system, allowing us to input the information and give you a quick turn around response. These accounts are smaller in exposure and premium.