Personal Lines Center
When it comes to Personal Lines, the new, the unique and the rare are a Ramsgate specialty. When standard markets decline risks, as other insurers abruptly come and go from these lines, Personal Lines insurance delivers. We consistently bring to market competitively priced solutions for unusual mid to high-value or high-risk personal lines exposures. We will consider any risk and can handle almost every risk.

High Value Homes
Available in most states: not available in TX or IL

Minimum dwelling value requirement is $500,000
Offers: HO3; DP3 Vacant; HO4; HO6
Company specific application required or their Acord Supplemental (contact an underwriter for the form)
Offers: Scheduled Items with HO3 or stand-alone if scheduled value is $50,000 or more, Excess Flood, and Personal Umbrella (All can be packaged with HO3 policy)