Commercial – Wholesale Brokerage
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At Ramsgate/PUM, we are constantly examining ways of offering new products to our clients. We have established relationships with various Excess and Surplus Lines Insurance Companies and would like to assist you in placing the medium to hard-to-place accounts in your office. Therefore, please review the coverage’s and types of accounts listed below. Please give me a call to discuss any account.
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| Casualty |
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- Commercial General Liability
- Shopping Centers and Other OL&T related exposures
- 24 Hour Convenience Stores
- Hotels and Motels
- Condominium and Apartments – including Mold Coverage
- Energy
- Mining and Quarry Operations
- Propane & Petroleum Distributors
- Construction
- Commercial, Residential, and Sub-Contractors
- (EFIS Coverage Available with B+ Carrier.)
- Marine Contractors
- Products Liability
- Industrial
- Commercial
- Non-Invasive Medical
- Aircraft Products
- Recreational
- Truss (wooden)
- Discontinued Products
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| Inland Marine |
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- Builders Risk – Including Wind
- Fine Arts
- Contractors Equipment
- Warehouse Legal Liability
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| Property |
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- Vacant Buildings
- Debtor in Possession
- Bars, Taverns and Restaurants
- Energy
- Senior Housing
- Lessor’s Risk
- Office
- Scheduled Dwellings – Rental
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- Chapter 11
- Forced Placed
- Manufacturing
- Apartments and Condo’s
- Student Housing
- Auto Dealers
- Warehouses
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| Package: |
- Property
- General Liability - Premises Liability – including Liquor
- Charter Schools, Vocational Schools, Boarding Schools, K-12 Private Schools
- Universities
- Restaurants, Bars, Taverns
- Artisan Contractors
- Retail, Wholesale, Strip Centers
- Light Manufacturing
- Dwellings – Rental – Property and CGL
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| Environmental Liability: |
- Environmental Contractors – Including Engineers and Consultants
- Wholesale Distributors, Processors and Manufacturers
- Laboratory and Analytical Testing Firm Program
- Underground/Above Ground Storage Tanks
- Waste Haulers – CGL and Auto
- Product Liability - Manufactures, distributes any product involving Pollution
- Site Pollution - including CGL.
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| Professional Errors and Omissions: |
- Hospitals – Including Professional Liability, CGL, Property
- Physicians and Physician Groups
- Nursing Homes and Assisted Living Centers
- Allied Healthcare
- Physical / Occupational Therapists
- Non-Destructive Testing
- Kidney Dialysis Facilities
- Blood Banks
- Methadone Clinics / Substance Abuse
- Surgery Centers
- Imaging – X-Ray, MRI, CT and PET
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| Employment Practices Liability: |
- Miscellaneous Professional Liability
- Media Professional Liability
- Real Estate E&O
- Accountants
- Trustee
- Consultants
- School Leaders
- Lawyers
- Architects E&O
- Home Inspectors
- Social Services
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| Equipment Breakdown Coverage: |
Ramsgate/PUM can offer Equipment Breakdown Insurance to protect against financial losses resulting from accidents involving a wide range of equipment caused by
- Typical production machinery and boiler and pressure vessels
- Electrical, air conditioning and refrigeration systems
- Computer numerical controlled machinery
- and other equipment.
Coverage can pay property damage, business interruption, spoilage and other expenses.
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