Commercial – Underwriting Authority |
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Ramsgate/PUM has access to a wide range of competitive, secure markets. We place all risk for all types of corporate and industrial organizations with non-admitted markets rated "A" or better. Ramsgate/PUM maintains in-house capacity and has access to many carriers and allows for quick turn around time on all quotes. Ramsgate/PUM has long specialized in understanding the distinct coverage issues of many industries and forms of business. Commercial General Liability and Products LiabilityAmong the many specialized primary liability and products coverage’s available through Ramsgate/PUM are those for manufacturers, contractors, habitational exposures, shopping centers, civic organizations and country clubs, golf courses and amusement parks, excavators and equipment rental, or medical testing labs. These risks include new ventures, small – medium sized operations, which the admitted markets are less likely to consider. Minimum Premiums start at $500, depending on class of business. |
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| Classes at a Glance: | |
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Commercial Property |
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| We have access to markets that will write low valued, as well as high valued properties. Our in house underwriters have authority to the difficult to place exposures, including coastal properties. Other lines of business include Builders Risk, Inland Marine, Motor Cargo, EDP | |
Package Policies are also available for premises operation accounts. |
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| Property Classes at a Glance: | |
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| Equipment Breakdown Coverage: | |
Ramsgate/PUM can offer Equipment Breakdown Insurance to protect against financial losses resulting from accidents involving a wide range of equipment caused by
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